XHTML document or
XSLT stylesheet?
<html xsl:version="1.0"
xmlns:xsl="http://www.w3.org/1999/XSL/Transform"
xmlns="http://www.w3.org/1999/xhtml">
<head>
<title>Expense Summary</title>
</head>
<body>
<p>Total Amount:
<xsl:value-of
select="expense/total"/></p>
</body>
</html>